Credit union · NCUA insured
Advantage Credit Union
A $42.5M credit union headquartered in Ontario, OH, with 3,503 members and 1 branch in Ohio.
Advantage Credit Union Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#4 of 9 in Mansfield, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Advantage Credit Union
Advantage Credit Union is a member-owned financial institution located in Ontario, Ohio.
The credit union focuses on serving citizens who live, work, worship, or attend school in Richland County and surrounding areas.
- Headquarters
- 700 Stumbo Rd, Ontario, OH 44906-1279
- NCUA charter
- 61383
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Citizens who live, work, worship, or attend school in Richland County and surrounding areas are eligible for membership.
Cost to join
- Membership requires a $5 deposit in a savings account.
Branches
1 branch in Ohio
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Ohio
1 branch
- Advantage Credit Union, Inc.Main office700 Stumbo Rd, Ontario, OH 44906Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.43% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio9.43%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Advantage Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.