Credit union · NCUA insured
Allentown Federal Credit Union
A $126.2M credit union headquartered in Allentown, PA, with 6,963 members and 4 branches in Pennsylvania. Best rates: savings 1.50% APY.
Allentown Federal Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#7 of 39 in Allentown, PA-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Allentown Federal Credit Union
Allentown Federal Credit Union is headquartered in Allentown, Pennsylvania.
- Headquarters
- 1325 Oxford Dr, Allentown, PA 18103
- NCUA charter
- 10015
Branches
4 branches in Pennsylvania
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Pennsylvania
4 branches
- Parkway OfficeMain office1325 Oxford Dr, Allentown, PA 18103Directions
- BPL Office510 Business Park LN, Allentown, PA 18109Directions
- Hanover Office2115 Hanover Ave, Allentown, PA 18109Directions
- St. Lukes801 Ostrum St, Bethlehem, PA 18015Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.76% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.29% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $68 | $76 | — |
- CapitalNet worth ratio16.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.76%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.29%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$68Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Allentown Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.