Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 421–435 of 2,146 nationwide · median 10.90% APR
- 9.49%APRas low as
Terms
Rates as low as 9.49%. Credit limit: $1,000 to $100,000.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as · up to 18.00%
9.49% APR, up to 18.00%
Terms
9.49%, 12.99%, 15.99% or 18.00% based on creditworthiness. Grace period at least 25 days.
Credit card score 88 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Standard rate. Limits up to $30,000. Rate based on creditworthiness.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Non-variable rate for purchases. No annual fee.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Rate is fixed; APR for balance transfers and cash advances remains at the same APR as purchases. Subject to credit approval.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Variable APR as low as 9.49%. Rate varies based on creditworthiness.
Credit card score 88 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Credit score: Excellent
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
As low as APR. Credit limit and rate may vary depending on credit score.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Earn REWARDS
Credit card score 87 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Interest rate as low as 9.50% APR. Purchasing power up to $15,000 limit. No annual fee. Low Balance Transfer Fee. No Cash Advance Fee. Score Rewards available.
Credit card score 87 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as · up to 18.00%
9.50% APR, up to 18.00%
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank