Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1801–1815 of 2,127 nationwide · median 10.90% APR
- 13.50%APRas low as · up to 17.50%
13.50% APR, up to 17.50%
Terms
Variable Rate. Availability of rates based on creditworthiness and other factors. Credit line up to $50,000.
Credit card score 65 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 18.25%
13.50% APR, up to 18.25%
Terms
Standard purchases, cash advances, and balance transfers. Variable APR based on Prime Rate; rate varies from 13.25% to 18.00% based on creditworthiness. Minimum monthly payment is 2.50% of balance or $25, whichever is greater. No annual fee. No cash advance fees on advances made in person or via EdFed 24/SEVEN.
Credit card score 65 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Low fixed percentage rate (13.5%); No Annual Fee; No monthly service charge
Credit card score 65 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Variable Rate. Wall Street Journal Prime plus 6.5%. Minimum rate 12% APR. Credit line up to $5,000.
Credit card score 65 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases: 13.50%. Monthly periodic rate of 1.1250%.
Credit card score 65
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Totally free card; no cash advance fees.
Credit card score 65 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Due date is at least 25 days after the close of each billing cycle; no interest on purchases if entire balance is paid by due date each month. Balance calculated using Average Daily Balance method. Late payment fee: $10.00 if 20 days or more late.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Rate depends on creditworthiness. Variable rate.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Depending on credit worthiness.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Fixed rate. Unsecured open-ended credit line. Rate based on creditworthiness.
Credit card score 65 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Subject to credit approval and restrictions or requirements.
Credit card score 65 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
25-day grace period. Daily periodic rate of 0.036986% corresponds to 13.5% APR.
Credit card score 65 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Rates as low as 13.50%. Actual rate may vary based on credit history.
Credit card score 65 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 17.50%
13.50% APR, up to 17.50%
Terms
Variable rates subject to change. Rates are based on an index of Prime Rate (7.00%) plus a margin of 6.50%, 7.50%, 8.50%, or 10.50% based on your credit score.
Credit card score 65 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 18.00%
13.50% APR, up to 18.00%
Terms
For purchases and balance transfers. Starting as low as Prime + 6.5%.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,127 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank