Credit union · NCUA insured
Jackson River Community Credit Union
A $131.9M credit union headquartered in Covington, VA, with 6,872 members and 2 branches in Virginia.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Jackson River Community Credit Union
Founded in 1953 for employees of Westvaco, Jackson River Community Credit Union is a member-owned not-for-profit financial institution.
Headquartered in Covington, Virginia, the credit union serves residents and businesses located in Alleghany and Bath Counties and the independent City of Covington.
- Headquarters
- 347 N Court Ave, Covington, VA 24426
- NCUA charter
- 66967
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in Alleghany and Bath Counties and the independent City of Covington, VA.
Other ways
- Membership is open to businesses and other legal entities located in Alleghany and Bath Counties and the independent City of Covington, VA.
Branches
2 branches in Virginia
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Virginia
2 branches
Covington area · 1
- Jackson River Community Credit UnionMain office347 N Court Ave, Covington, VA 24426Directions
Low Moor area · 1
- Jackson River Community Credit UnionWestvaco Road, Low Moor, VA 24457Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.90% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.41% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.47% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $48 | $76 | — |
- CapitalNet worth ratio15.90%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.41%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.47%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$48Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Jackson River Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.