Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 166–180 of 2,143 nationwide · median 10.90% APR
- 8.79%APRas low as · up to 18.00%
8.79% APR, up to 18.00%
Terms
Variable APR on new purchases based on creditworthiness when you open your account; varies with the market based on the Prime Rate.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.80%APRas low as
Terms
FICO credit score 680 and above with NO points; applies to purchases
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.80%APRas low as
Terms
Applies to purchases, cash advances, and balance transfers. Rate based on creditworthiness and term of loan.
Credit card score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.80%APRas low as
Terms
Fixed Rate VISA. Subject to credit approval; rate and corresponding APR may be higher than the published rate. Banner states VISA as low as 8.80% APR.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.88%APRas low as
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.88%APRas low as · up to 17.88%
8.88% APR, up to 17.88%
Terms
No annual fees, balance transfer fees, or cash advance fees. Minimum monthly payment is 3% of balance. Rates based on creditworthiness. Applies as standard purchase APR.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
ANNUAL PERCENTAGE RATE (APR) for Purchases.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Non-variable APR for purchases, balance transfers, and cash advances. Minimum interest charge is $1.00 if charged interest.
Credit card score 89 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate. To qualify for 8.90% APR, credit score must be 700 or higher. Rates are determined by creditworthiness. Monthly payment is 2.5% of the outstanding balance. NO annual fee, NO balance transfer fee, NO cash advance fee.
Credit card score 89 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR applies to purchases, cash advances, and balance transfers. APR is determined by an evaluation of the applicant's credit history; actual rate may vary. 25-day grace period. Subject to credit approval. Membership required.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 12.90%
8.90% APR, up to 12.90%
Terms
Purchase rate. 25-day grace period for new purchases.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
25-day grace period; minimum monthly payment of $25.00; credit life insurance coverage available at a low cost to the member.
Credit card score 89 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate. Payments based on 3% of outstanding card balance.
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate is non-variable and based on creditworthiness and other underwriting criteria; the APR received may differ from the rate shown. Credit limits range from $250 to $25,000. No balance transfer fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR for purchases. 25-day grace period for purchases.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,143 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank