Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1666–1680 of 2,142 nationwide · median 10.90% APR
- 12.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate is 'as low as' and can be affected by credit score; reflects a 0.50% discount for automatic payment established.
Credit card score 68 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.90%
12.90% APR, up to 17.90%
Terms
Rate as low as 12.90% but not more than 17.90% thereafter based on credit history (page 47 mentions as low as 13.90% APR). No annual fee. No fees for balance transfers, cash advances, or foreign transactions. Earn 1% cash back on purchases.
Credit card score 68 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 68 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
New Purchases. Fixed rate. Rate and eligibility determined by credit score.
Credit card score 68 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Low, fixed-rate of 12.9% APR (or 12.90% APR). 25-day grace period for purchases. No annual fee. Average daily balance finance charge method.
Credit card score 68 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 68 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
All rates subject to change based on credit, collateral value, and other qualifying factors.
Credit card score 68 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Rate based on qualifications and collateral.
Credit card score 68 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
12.9% Fixed APR on Purchases; 25-Day Grace Period on Purchases; No Annual Fee.
Credit card score 68 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Limited up to $7500.00.
Credit card score 68 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Without Card Rewards program. Variable ongoing rate as low as Prime + 5.9% (maximum 18.0% APR). Assumes FICO score of 730+. Credit limits from $300 up to $20,000. Minimum payment is 2% of balance or $25.
Credit card score 68 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
APR as low as. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All Loans subject to approval.
Credit card score 68 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Rate may vary depending on credit history and underwriting factors. No balance transfer fees. No penalty rate-increase.
Credit card score 68 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.50%
12.90% APR, up to 17.50%
Terms
After the introductory period, APR will be 12.90% to 17.50% based on creditworthiness. Rate as low as 12.90% APR.
Credit card score 68 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Low, fixed rate of 12.90% APR for purchases; no annual fee; 25-day grace period on purchases.
Credit card score 68 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank