Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1681–1695 of 2,142 nationwide · median 10.90% APR
- 12.90%APRas low as
Terms
Minimum finance charge: 0.00%; Grace period: 25 Days; Late payment fee: $15.00; Over the limit fee: $15.00. Rate applies to purchases (A.P.R. 12.90%), Cash Advances (12.90%), and Balance Transfers (12.90%).
Credit card score 68 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed interest rate for all purchases and cash advances. $0.50 minimum finance charge, 25 day grace period.
Credit card score 68 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
APR as low as; rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Fixed interest rates.
Credit card score 68 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Variable rate, subject to change. Rate as low as stated; subject to credit approval, loan-to-value, and other underwriting factors.
Credit card score 68 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.90%
12.90% APR, up to 17.90%
Terms
Fixed APR.
Credit card score 68 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate; no annual fee, no over the limit fee, no inactivity fees.
Credit card score 68 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed 12.9% APR applies to purchases, balance transfers, and cash advances. Grace period is a minimum of 25 days on purchases.
Credit card score 68 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 22.90%
12.90% APR, up to 22.90%
Terms
Rates are based on credit worthiness and vary with the market based on the Prime Rate. $2,000 credit line minimum. Member eligibility required.
Credit card score 68 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
28-day grace period on purchases. Average daily balance method (including new purchases).
Credit card score 68 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Annual fee waived. Variable APR calculated as Prime Rate + 5.90% (based on the highest prime rate published in the Wall Street Journal's 'Money Rates' table on the last date of publication in each calendar month). Cash advance fee: 4.0% ($5.00 min, no max).
Credit card score 68 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Interest rate may vary depending on creditworthiness and term of loan. No annual fee at this time.
Credit card score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate; NO Annual Fee.
Credit card score 68 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
12.90% fixed annual percentage rate for purchases from merchants who accept Visa; no annual fees.
Credit card score 68 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - PFFCU – Police & Fire Federal Credit UnionPFFCU Rewards Visa Credit Card · No annual fee
Credit union
12.90%APRas low asTerms
Ongoing variable APR after the 12-month intro for purchases, balance transfers, and cash advances: Prime + 5.9%. Assigned from credit score at application among 5.9%, 9.9%, or 14.65% margins. Maximum APR 18.00%.
Credit card score 68 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.90%
12.90% APR, up to 17.90%
Terms
No Balance Transfer Fee, No Cash Advance Fee, No Annual Fee. Rates are subject to change at any time without notice and are not guaranteed. Actual APR is based on credit history, loan amount, product features, term, and debt to income ratio.
Credit card score 68 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank