Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 89 in Virginia · median 11.35% APR
- 9.24%APRas low as · up to 19.24%
9.24% APR, up to 19.24%
Terms
Based on creditworthiness. No annual fee.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Credit limit: $2,500 to $5,000. Same low rate on cash advances. No balance transfer fee.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 12.75%
9.75% APR, up to 12.75%
Terms
Rate based on creditworthiness and credit limit.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.79%APRas low as
Terms
Rate based on credit worthiness. Low fixed-rate. No APR increases on cash advances.
Credit card score 87 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - Appalachian Community Federal Credit UnionACFCU Visa Platinum Choice Credit Card · No annual fee
Credit union · 1 branch
9.80%APRas low asTerms
Open-End (Revolving). Rate is as low as 9.80%.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - American Partners Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
Rate based on credit history. Rates may change without notice.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Eligibility based on previous lending history.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Rate based on creditworthiness. No annual fee. 25 day grace period for purchases. Credit lines $500 to $5,000.
Credit card score 84 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No balance transfer fees; no cash advance fees.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Rate as low as. Individual rates based on credit worthiness. Subject to loan officer approval. Effective date 12-1-2024.
Credit card score 83 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Limit up to $25,000
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Standard non-variable APR for purchases. Same APR for purchases and cash advances.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 16.99%
9.99% APR, up to 16.99%
Credit card score 82 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate subject to change; effective October 2026. Variable APR applies to purchases, balance transfers, cash advances, and convenience checks. Rates are based on creditworthiness.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Virginia
89 banks and credit unions · checked Oct 15–22
- Typical
- 11.35%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches