Credit union · NCUA insured
Virginia Beach Postal FCU
Top CarrotA $10.4M credit union headquartered in Virginia Beach, VA, with 1,043 members and 1 branch in Virginia. Best rates: savings 0.15% APY.
Virginia Beach Postal FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#10 of 35 in Virginia Beach, VA-NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Virginia Beach Postal FCU
Chartered on April 5, 1963, Virginia Beach Postal Federal Credit Union was established to accommodate the financial needs of Virginia Beach Postal Employees.
Headquartered in Virginia Beach, Virginia, the member-owned credit union provides financial services to its members.
In 2019, the credit union expanded its field of membership to include all United States Postal Service Richmond Virginia District employees.
- Headquarters
- 501 Viking Dr # A, Virginia Beach, VA 23452-7306
- NCUA charter
- 15536
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Mechanical Service Company Inc, Absolute Bottled Water Co, or Shealy-Hodges Corp are eligible for membership.
Military, government and schools
- Members of the National Association of Letter Carriers, Branch 6066 in Chesapeake, Virginia, who qualify for membership in accordance with its charter and bylaws in effect on 9/1/1992 are eligible for membership.
- Members of the National Active and Retired Federal Employees Association (NARFE) Chapter 974 in Virginia Beach, Virginia, who qualify for membership in accordance with its charter and bylaws in effect on 4/28/2011 are eligible for membership.
- Persons retired as pensioners or annuitants from the United States Postal Service are eligible for membership.
- Employees of the U.S. Postal Service, Richmond District who work in, or are paid or supervised from Richmond, Virginia are eligible for membership.
Family and household
- Immediate family members (spouses, parents, children, siblings, grandparents, grandchildren, step-parents, step-children, step-siblings) and persons living in the same residence maintaining a single economic unit (including domestic partners and roommates) are eligible for membership.
Cost to join
- A minimum initial deposit of $5.00 is required upon joining.
Branches
1 branch in Virginia
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Virginia
1 branch
- Virginia Beach Postal FCUMain office501 Viking Dr # A, Virginia Beach, VA 23452Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.04% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.50% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.77% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio13.04%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.50%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Virginia Beach Postal FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.