Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 195 in Texas · median 10.90% APR
- 10.15%APRas low as
Terms
Annual Percentage Rate for Purchases.
Credit card score 81 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 17.24%
10.24% APR, up to 17.24%
Credit card score 81 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.24%
10.24% APR, up to 18.24%
Terms
Variable APR on purchases based on creditworthiness.
Credit card score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.40%APRas low as · up to 15.40%
10.40% APR, up to 15.40%
Terms
Variable APR based on prime rate; 10.40% - 15.40% APR for purchases and cash advances. No annual fee. $0 fee on non-promotional balance transfers.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.40%APRas low as
Terms
Platinum I tier. Variable APR based on Prime Rate.
Credit card score 81 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - American Airlines Federal Credit UnionVisa Platinum Low Rate · No annual fee
Credit union · 15 branches
10.50%APRas low as · up to 18.00%10.50% APR, up to 18.00%
Terms
Variable APR for purchases and cash advances based on creditworthiness and the Prime Rate.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Fixed rate. Rate based on creditworthiness and term of loan. 25-day grace period to avoid interest when the entire balance is paid by the due date.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Credit card score 81 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 1 branch
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 17.50%
10.75% APR, up to 17.50%
Terms
Rate after 6 months. $0 Balance Transfer Fees.
Credit card score 80 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Terms
Standard ongoing variable APR applies after the introductory period based on the Prime Rate and borrower's credit qualifications.
Credit card score 79 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rate based on credit worthiness. 25 days grace period from statement closing date if new balance is paid in full each month by the payment due date. Minimum finance charge: None. Foreign transaction fee up to 1% on international transactions.
Credit card score 79 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
195 banks and credit unions · checked Oct 16–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches