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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 16–30 of 38 in Oklahoma · median 11.50% APR

  1. Encentus Federal Credit UnionMastercard · No annual fee

    Credit union · 1 branch

    10.90%APRas low as
  2. Southwest Oklahoma Federal Credit UnionVisa Credit Card · No annual fee

    Credit union · 1 branch

    10.90%APRas low as
  3. Focus Federal Credit UnionMasterCard Platinum · No annual fee

    Credit union · 5 branches

    10.99%APRas low as · up to 17.99%
  4. MECUMECU Rewards Card · No annual fee

    Credit union · 4 branches

    11.25%APRas low as
  5. Top Carrot, Carrot Score 88
    Oklahoma's Credit UnionSmart Credit Card · No annual fee

    Credit union · 8 branches

    11.74%APRas low as · up to 17.99%
  6. WeStreet Credit UnionTraditions Visa · No annual fee

    Credit union · 13 branches

    12.00%APRas low as · up to 16.50%
  7. Top Carrot, Carrot Score 89
    True Sky Federal Credit UnionPlatinum Visa® Credit Card · No annual fee

    Credit union · 14 branches

    12.24%APRas low as
  8. Top Carrot, Carrot Score 89
    Red River Federal Credit UnionVisa Platinum Credit Card · No annual fee

    Credit union · 2 branches

    12.25%APRas low as · up to 17.00%
  9. Fraternal Order of Police FCUVISA Credit Card · No annual fee

    Credit union · 1 branch

    13.56%APRas low as
  10. First Citizens BankSmart Option Credit Card · No annual fee

    Bank · 2 branches

    13.74%APRas low as · up to 22.74%
  11. MidFirst BankPlatinum Credit Card · No annual fee

    Bank · 49 branches

    13.74%APRas low as · up to 21.74%
  12. Comanche County FCUVISA · No annual fee

    Credit union · 1 branch

    13.90%APRas low as
  13. F&M BankLow Introductory Rate Card · No annual fee

    Bank · 11 branches

    13.99%APRas low as
  14. First Bank & TrustLow Rate Card MasterCard · No annual fee

    Bank · 4 branches

    13.99%APRas low as
  15. First National Bank of Fort SmithFounder's Reserve Card · No annual fee

    Bank · 9 branches

    13.99%APRas low as · up to 21.99%

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Oklahoma

38 banks and credit unions · checked Oct 15–22

Typical
11.50%
Top 10% up to
8.63%
Banks, typical
13.99%
Credit unions, typical
10.37%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Oklahoma

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Communication Federal Credit UnionCredit union · 24 branches
  2. Endurance Federal Credit UnionCredit union · 4 branches
  3. American Airlines Federal Credit UnionCredit union · 3 branches
See all ranked institutions