Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 62 in Missouri · median 11.75% APR
- 13.50%APRas low as
Terms
Totally free card; no cash advance fees.
Credit card score 65 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Fixed rate. Unsecured open-ended credit line. Rate based on creditworthiness.
Credit card score 65 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as
Terms
Subject to credit approval and restrictions or requirements.
Credit card score 65 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - First Missouri Credit UnionFirst Missouri Credit Union Visa Platinum Cash Back Credit Card · No annual fee
Credit union · 2 branches
13.90%APRas low asTerms
Competitive, fixed annual percentage rate as low as 13.9%. 25-day, interest-free grace period on purchases. No annual, balance-transfer or cash-advance fees. Cash-back rewards on purchases. No international transaction fees.
Credit card score 64 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
No annual fee; 25-day interest-free grace period on purchases.
Credit card score 64 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Fixed Purchase APR of 13.90% (monthly periodic rate of 1.1583%). 25-day interest-free grace period on purchases if entire balance is paid by due date.
Credit card score 64 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Applies to online purchases. No annual fee. Balance transfer fee: None. Late payment fee: $15.00. Over-the-credit-limit fee: None.
Credit card score 64 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing variable APR: Prime + 6.99%, rate cap 21%.
Credit card score 63 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 14.49%APRas low as
Terms
Purchase APR; monthly periodic rate 1.2075%
Credit card score 63 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 43 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 15.99%APRas low as · up to 25.74%
15.99% APR, up to 25.74%
Terms
Variable APR after the introductory period.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as · up to 27.99%
17.99% APR, up to 27.99%
Terms
Variable APR of 17.99% - 27.99% on all purchases and balance transfers.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Missouri
62 banks and credit unions · checked Oct 16–22
- Typical
- 11.75%
- Top 10% up to
- 8.91%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch