Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 33 in Maine · median 11.50% APR
- 11.49%APRas low as
Terms
Non-Variable as low as rate. APR and term are based on your credit rating and ability to pay. Rates are subject to change at any time. Additional rates and terms are available.
Credit card score 76 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Terms
11.50% Fixed APR on purchases and cash advances; 25 Day Grace Period; Manage online 24/7 thru eZCardInfo.com.
Credit card score 75 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.74%
11.74% APR, up to 18.74%
Terms
Standard variable APR for purchases, balance transfers, and cash advances. Rates vary based on Prime Rate and creditworthiness. No balance transfer fee. Cash advance fee: greater of $10 or 3%.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.24%
11.90% APR, up to 18.24%
Terms
Annual Percentage Rate (APR) for Purchases: 11.65%, 12.65%, 13.65%, 16.65%, or 17.99% depending on your credit history. Variable based on the Prime Rate. $0 annual fee. (Note: Comparison table on page p75 mentions 13.40% – 17.99%).
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Credit Score: A+*. We will tell you in writing which rate applies upon approval of your application. Rate based on credit score.
Credit card score 73 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Dirigo Federal Credit UnionDirigo Platinum Rewards Credit Card · No annual fee
Credit union · 4 branches
11.95%APRas low asTerms
As low as 11.95% APR based on creditworthiness. No annual fee. Minimum monthly payment 2% of balance or $25.
Credit card score 73 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rate as low as 11.99% APR. Line of credit up to $15,000.00. No annual fee. Risk-based pricing applies based on creditworthiness.
Credit card score 72 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Variable rate. Rate subject to change. Subject to credit approval. Membership eligibility required.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Variable rate. APR as low as 12.74%. No balance transfer or cash advance fees.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 17.99%
12.99% APR, up to 17.99%
Terms
Fixed APR for Purchases based on creditworthiness when account is opened. Rate is accurate as of November 13, 2023. 21-day grace period on purchases. No annual fee.
Credit card score 67 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
13.9% Annual Percentage Rate on purchases. No annual fee. Rate based on creditworthiness.
Credit card score 64 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Standard purchase APR on all new purchases. Includes 25-day grace period on purchases.
Credit card score 64 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Fixed rate on all purchases.
Credit card score 64 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 16.90%APRas low as
Terms
Featured rate as low as stated. Rates Subject to Change.
Credit card score 61 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Maine
33 banks and credit unions · checked Oct 16–22
- Typical
- 11.50%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.99%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches