Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 88 in Indiana · median 10.90% APR
- 10.90%APRas low as · up to 16.90%
10.90% APR, up to 16.90%
Terms
Fixed APR of 10.90% or 16.90% after the first 6 billing cycles, based on approved credit and creditworthiness. No annual fee.
Credit card score 79 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed rate; regular APR as low as 10.90% for purchases and cash advances. Rates and terms are effective as of October 1, 2026.
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 21.00%
11.00% APR, up to 21.00%
Terms
Variable ongoing APR for purchases based on creditworthiness; varies with the market based on the Prime Rate. Tiers include 11.00%, 13.00%, 15.00%, 17.00%, or 21.00% APR.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
All credit card products are subject to credit review. Program placement will depend on your credit score at the time of application. Listed rates are fixed unless otherwise noted.
Credit card score 77 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 21.00%
11.00% APR, up to 21.00%
Terms
Variable APR for Purchases, Cash Advances and Balance Transfers: 11.00%, 12.00%, 14.00%, 16.00%, or 21.00% depending on credit history. Varies with the market based on Prime Rate.
Credit card score 77 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 11.15%APRas low as · up to 18.00%
11.15% APR, up to 18.00%
Terms
Purchase APR is 11.15%, 16.40%, 17.40%, or 18.00% depending on creditworthiness. Variable APR determined by adding 4.15%, 9.40%, 10.40%, or 12.40% to the Prime Rate. Maximum APR is 18.00%.
Credit card score 77 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - Industrial Federal Credit UnionFixed-Rate Classic Visa Credit Card · No annual fee
Credit union · 9 branches
11.50%APRas low asTerms
Tier 1. Fixed rate. No minimum interest charge. 25-day grace period.
Credit card score 75 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Standard rate is Prime + 4.74%. Rates are based on credit score and Prime Rate at the time of application; rates may change when Prime Rate changes. Your rate may be high as 18.00%.
Credit card score 75 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable Visa Prime +4.74%. As of 1/1/26, Credit Card Prime Rate is 6.75%. Rate may vary depending on credit score. No balance transfer fee.
Credit card score 75 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - Perfect Circle Credit UnionPCCU Visa Platinum Low Rate Credit Card · No annual fee
Credit union · 3 branches
11.75%APRas low asTerms
Credit Score: 800+
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.80%APRas low as
Terms
Regular rate; non-variable.
Credit card score 74 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
- 11.90%APRas low as
Terms
No Annual Fee. Fixed interest rate set by Board of Directors. Maximum term based on line of credit.
Credit card score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Standard Purchase APR based on creditworthiness. Variable rate.
Credit card score 73 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Rates can change based upon credit qualifications. Advertised rates subject to change without notice. Application and approval required.
Credit card score 73 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Indiana
88 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 9.00%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch