Credit union · NCUA insured
Jefferson Community Federal Credit Union
A $18.3M credit union headquartered in Madison, IN, with 2,108 members and 2 branches in Indiana.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Jefferson Community Federal Credit Union
Chartered in 1969 as JPG Employees Federal Credit Union under the sponsorship of the US Army, Jefferson Proving Ground, Jefferson Community Federal Credit Union is based in Madison, Indiana.
The credit union changed its name to Jefferson Federal Credit Union in 1995 before receiving a community charter, merging with Medical Profession FCU, and adopting its current name in 1998.
The credit union serves the community of Jefferson County, Indiana, as well as Trimble and Carroll Counties in Kentucky.
- Headquarters
- 545 Ivy Tech Dr, Madison, IN 47250
- NCUA charter
- 19319
Branches
2 branches in Indiana
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Indiana
2 branches
- Jefferson Community FCUMain office545 Ivy Tech Dr, Madison, IN 47250Directions
- Virtual Branch545 Ivy Tech Dr, Madison, IN 47250Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $73 | $59 | — |
- CapitalNet worth ratio10.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$73Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Jefferson Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.