Credit union · NCUA insured
NYU Federal Credit Union
Top CarrotA $75.9M credit union headquartered in New York, NY, with 10,733 members and 2 branches in New York.
NYU Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#35 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About NYU Federal Credit Union
Founded in 1982, New York University Federal Credit Union is a member-owned financial cooperative and certified Community Development Financial Institution serving individuals and families nationwide.
In 2021, Winthrop University Employees Federal Credit Union merged into NYU Federal Credit Union when NYU acquired Winthrop University Hospital.
- Headquarters
- 726 Broadway Ste 110, New York, NY 10003-9616
- NCUA charter
- 23958
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- U.S. consumers can join NYU FCU nationwide via complimentary enrollment in the American Consumer Council (ACC).
Military, government and schools
- Faculty, staff, administrators, employees, students, alumni, and retirees of New York University and the NYU hospital system are eligible for membership.
Family and household
- Family members through direct familial relationships or individuals sharing at least 50% of household expenses with NYU FCU members are eligible for membership.
Branches
2 branches in New York
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New York
2 branches
- Credit UnionMain office726 Broadway Ste 110, New York, NY 10003Directions
- Mineola Branch194 1st St, Mineola, NY 11501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.59% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.96% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $84 | $59 | — |
- CapitalNet worth ratio18.59%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$84Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of NYU Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.