Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 83 in Los Angeles, CA metro · median 11.90% APR
- 10.75%APRas low as
Terms
Variable APR. Credit limit $1,000 to $15,000.
Credit card score 80 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Beverly Hills City Employees Federal Credit UnionGold MasterCard · No annual fee
Credit union · 1 branch
10.90%APRas low asTerms
Rate is based on credit application and creditworthiness. 25-day grace period on purchases.
Credit card score 79 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Qualifying credit score tier: 730+
Credit card score 79 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Terms
Fixed rate as low as 10.90% APR based on approved credit. Actual rate may be higher depending on credit rating and underwriting factors up to 18.00% APR.
Credit card score 79 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed rate. No cash advance fee. No balance transfer fee. Rates as low as 10.99% APR.
Credit card score 77 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.15%APRas low as · up to 17.15%
11.15% APR, up to 17.15%
Terms
Variable rate subject to change after account opening; tied to Prime Rate published in WSJ plus margin and adjusted quarterly.
Credit card score 77 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Revolving term. Credit limits up to $15,000. Same low interest rate for purchases, cash advances, and balance transfers.
Credit card score 76 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.25%
11.74% APR, up to 18.25%
Terms
When you open your account, based on your creditworthiness. Variable based on Prime Rate.
Credit card score 75 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 21.75%
11.74% APR, up to 21.75%
Terms
As low as 12.65% APR. Variable rate based on Prime Rate plus margin ranging from 4.74% to 14.75%; maximum rate 18.00%.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Quoted as as low as 11.75% APR on approved credit; APR can range from 11.75% to 18.00% and varies with the market based on the prime rate. Maximum Line of Credit $500.00 – $30,000.00. Revolving term.
Credit card score 74 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Fixed APR for purchases based on credit history. No annual fee. Global acceptance with no foreign transaction fee.
Credit card score 73 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
As low as 11.90% APR. Loan and accompanying interest rates and APR based on credit history, loan-to-value, loan amount, loan purpose, and income/financial obligations; subject to a minimum credit qualifying score. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 73 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
APR as low as 11.99%. Credit limits up to $20,000. No annual fee. Uses Managed Prime Pricing for purchases based on Prime Rate index.
Credit card score 72 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
Standard variable APR on purchases after the introductory period, based on creditworthiness. Variable rate.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Los Angeles, CA metro
83 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.91%
- Banks, typical
- 17.24%
- Credit unions, typical
- 11.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches