Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 106–120 of 140 in Pennsylvania · median 10.00% APR
- 11.90%APRas low as
Terms
No annual, balance transfer, cash advance or late fees. Minimum payment of $15 or 3% of balance. Same low retail purchase rate also applies to cash advances and balance transfers.
Credit card score 74 · Carrot Score 97
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
Rate after the introductory period for purchases and cash advances. Free balance transfers.
Credit card score 74 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 11.90% APR (VAR) on purchases. Rates reflect all possible discounts. Rates and terms are subject to change without notice. All Rates are 'As Low As.' Your rate will be based on loan term and creditworthiness.
Credit card score 74 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
Rates as low as 11.99% APR. APR and credit limit based on creditworthiness and underwriting criteria. No annual fee and no balance transfer fee.
Credit card score 72 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as
Terms
12.00% APR for purchases; 25 day grace period; no annual fee.
Credit card score 72 · Carrot Score 81
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More details - 12.00%APRas low as
Terms
Loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness and qualifications and are subject to change.
Credit card score 72 · Carrot Score 77
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More details - 12.65%APRas low as · up to 18.00%
12.65% APR, up to 18.00%
Terms
Standard variable rate based on the Prime Rate plus a margin of 5.65% to 14.65%. Maximum APR is 18.00%. Same low rate for purchases, balance transfers, and cash advances.
Credit card score 70 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - Service 1st Federal Credit UnionVisa® Platinum Credit Card · No annual fee
Credit union · 12 branches
12.74%APRas low asTerms
Rates as low as 12.74%. Variable rate, subject to change monthly. Qualification is based on an assessment of individual creditworthiness and underwriting standards. No annual fee. No balance transfer fees.
Credit card score 69 · Carrot Score 84
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More details - 12.75%APRas low as
Terms
Credit score 730+ (Grade A+). Automatic Transfer/ACH and protection discounts may reduce rate up to max discount of 0.50%.
Credit card score 69 · Carrot Score 89
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More details - 12.75%APRas low as
Terms
Excluded from Evergreen Advantage discount.
Credit card score 69 · Carrot Score 81
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More details - 12.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate is 'as low as' and can be affected by credit score; reflects a 0.50% discount for automatic payment established.
Credit card score 68 · Carrot Score 63
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as · up to 17.90%
12.90% APR, up to 17.90%
Terms
Rate as low as 12.90% but not more than 17.90% thereafter based on credit history. No annual fee. No fees for balance transfers, cash advances, or foreign transactions. Earn cash back on eligible purchases (2% on dedicated card page; 1% on overview page).
Credit card score 68 · Carrot Score 98
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More details - 12.90%APRas low as
Terms
New Purchases. Fixed rate. Rate and eligibility determined by credit score.
Credit card score 68 · Carrot Score 60
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More details - 12.90%APRas low as
Terms
12.9% Fixed APR on Purchases; 25-Day Grace Period on Purchases; No Annual Fee.
Credit card score 68 · Carrot Score 66
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More details - PFFCU – Police & Fire Federal Credit UnionPFFCU Rewards Visa Credit Card · No annual fee
Credit union · 14 branches
12.90%APRas low aswith conditionsThis rate needs a checking account, direct deposit or relationship with the lender.
Terms
Ongoing variable APR after the 12-month intro for purchases, balance transfers, and cash advances: Prime + 5.9%. Assigned from credit score at application among 5.9%, 9.9%, or 14.65% margins. Maximum APR 18.00%.
Credit card score 68 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
140 banks and credit unions · checked Nov 6–7
- Typical
- 10.00%
- Top 10% up to
- 8.99%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- APCI Federal Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch