Credit union · NCUA insured
PFFCU – Police & Fire Federal Credit Union Credit Card Rates
PFFCU – Police & Fire Federal Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How PFFCU – Police & Fire Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where PFFCU – Police & Fire Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
PFFCU – Police & Fire Federal Credit Union
12.90%APR
- Up to
- —
PFFCU Rewards Visa Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
PFFCU – Police & Fire Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PFFCU – Police & Fire Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
PFFCU Rewards Visa Credit Card
PFFCU members who do not already have a PFFCU credit card. Combined PFFCU Visa line of credit, personal line of credit, and signature loan balance cannot exceed $30,000. Rate depends on credit score at application. $0 annual, balance-transfer, and cash-advance fees. Balance transfers have no grace period; interest accrues when transferred.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for 12 months after account opening on purchases, balance transfers, and cash advances. Offer for members who do not have a PFFCU credit card. |
| Ongoing | 12.65% | None | Ongoing variable APR after the 12-month intro for purchases, balance transfers, and cash advances: Prime + 5.9%. Assigned from credit score at application among 5.9%, 9.9%, or 14.65% margins. Maximum APR 18.00%. |
| Ongoing | 16.65% | None | Ongoing variable APR after the 12-month intro for purchases, balance transfers, and cash advances: Prime + 9.9%. Assigned from credit score at application among 5.9%, 9.9%, or 14.65% margins. Maximum APR 18.00%. |
| Ongoing | 18.00% | None | Ongoing variable APR after the 12-month intro for purchases, balance transfers, and cash advances: Prime + 14.65%, stated as 18.00% and as the maximum permitted. Assigned from credit score at application. |
| Intro, 12 months | 0.00% | None | Pre-approval page: 0% intro APR for 12 months on purchases, balance transfers, and cash advances. Request by September 26, 2026. Members who do not have a PFFCU credit card. A marketing bullet also says 9 months intro; disclosures and headline say 12 months. |
| Ongoing | 16.65% | None | Pre-approval ongoing variable APR after intro for purchases, balance transfers, and cash advances: Prime + 9.9% (16.65%). Maximum APR 18.00%. Offer valid until September 26, 2026 for members who do not have a PFFCU credit card. |
Sources (5)
- pffcu.org/personal/credit-cards
- pffcu.org/promo/credit-card-t2-ind
- pffcu.org/promo/credit-card-t2
- pffcu.org/promo/visa-upgrade
- pffcu.org/rates
All captured Oct 6, 2026
Who can join PFFCU – Police & Fire Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.