Credit union · NCUA insured
APCI Federal Credit Union Credit Card Rates
Top CarrotAPCI Federal Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How APCI Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where APCI Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
APCI Federal Credit Union
11.90%APR
Mastercard Plus
Lowest rate
Allentown Federal Credit Union
9.90%APR
2nd-lowest rate
AmericanBank
9.99%APR
APCI Federal Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where APCI Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Plus
Maximum credit limit of $20,000. Maximum combined unsecured debt is up to $50,000. Minimum payment of $15 or 3% of balance. Same low retail purchase rate also applies to cash advances and balance transfers. Secured credit card option is available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | No annual, balance transfer, cash advance or late fees. Minimum payment of $15 or 3% of balance. Same low retail purchase rate also applies to cash advances and balance transfers. |
Sources (3)
All captured Oct 6, 2026
Who can join APCI Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
- Employees of Aramark based at Air Products Global Headquarters who work in, or are paid or supervised from Allentown, PA are eligible to join.
- Employees of ATAS International, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
- Contractors of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
- Employees of Evonik Corporation who work in or are supervised from Trexlertown, PA are eligible to join.
- Employees of Julabo USA, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
6 more ways to join
Employers and groups
- Employees of OraSure Technologies, Inc. who work in, are paid from, or are supervised from Bethlehem, Pennsylvania are eligible to join.
- Employees of Air Products Helium, Inc., Air Products Manufacturing Corporation, or Air Products LLC who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
- Employees of Versum Materials who work in, are paid from, or are supervised from Burlington, Massachusetts are eligible to join.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relations) and household members (living in same residence maintaining single economic unit) of qualifying employee groups or existing members are eligible to join.
Other ways
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
- Spouses of persons who died while within the field of membership of the credit union are eligible to join.
Membership information collected October 5, 2026.