Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 104 in Ohio · median 10.70% APR
- 11.90%APRas low as
Terms
Fixed rate. Approval based on credit worthiness.
Credit card score 73 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
APR as low as 11.99%. Rate based on creditworthiness.
Credit card score 72 · Carrot Score 69
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
Standard variable APR based on creditworthiness (ranging from 11.74% to 17.74%). The APRs for purchases, balance transfers, and cash advances are determined by the Prime Rate published on the 20th day of the previous calendar month. Minimum credit limit of $500. No annual fee.
Credit card score 72 · Carrot Score 64
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
25-day courtesy period on purchases; 11.99% APR applies to balances carried beyond 25 days. Revolving terms. Excluded from direct deposit/auto transfer discount.
Credit card score 72 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as
Terms
Rates as low as 12.00% APR. 25-day grace period on purchases. No annual fee.
Credit card score 72 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as
Terms
25-day grace period on purchases from statement date. Variable Rate Index - Wall Street Journal's Average Bank Prime Rate plus 5% spread. Maximum card limit $15,000. $0 cash advance fee.
Credit card score 72 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 12.40%APRas low as
Terms
APR as low as stated. Rates subject to change without notice.
Credit card score 71 · Carrot Score 90
Rate checked · Credit cards rates on its site
More details - 12.49%APRas low as · up to 18.00%
12.49% APR, up to 18.00%
Terms
Standard variable APR of 12.49% - 18.00% for purchases and balance transfers, based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct.
Credit card score 70 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 12.49%APRas low as
Terms
Rates as low as 12.49% APR.
Credit card score 70 · Carrot Score 77
Rate checked · Credit cards rates on its site
More details - 12.74%APRas low as
Terms
Variable APR based on creditworthiness when you open your account. Varies with the market based on the Prime Rate (Prime + 5.74%).
Credit card score 69 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 12.74%APRas low as · up to 20.00%
12.74% APR, up to 20.00%
Terms
Annual Percentage Rate (APR) for purchases as low as 12.49% variable. Purchase APR equals Prime Rate plus 5.74% (A+ rating) up to 13.00% (C/D rating), max 18%.
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as
Terms
Credit score 730+ (Grade A+). Automatic Transfer/ACH and protection discounts may reduce rate up to max discount of 0.50%.
Credit card score 69 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - First Choice America Community Federal Credit UnionVISA Gold · No annual fee
Credit union · 2 branches
12.75%APRas low asTerms
Annual Percentage Rate (APR) for Purchases. Grace period of at least 25 days with no interest on purchases if entire balance paid by due date each month.
Credit card score 69 · Carrot Score 74
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
Fixed rate
Credit card score 68 · Carrot Score 69
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Credit card score 68 · Carrot Score 62
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ohio
104 banks and credit unions · checked Oct 30–31
- Typical
- 10.70%
- Top 10% up to
- 8.93%
- Credit unions, typical
- 10.70%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 41 branches