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Credit union · NCUA insured

First Choice America Community Federal Credit Union Credit Card Rates

First Choice America Community Federal Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How First Choice America Community Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Weirton, WV-OH, where First Choice America Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    First Choice America Community Federal Credit Union

    12.75%APR

    Up to
    —

    VISA Gold

  • 2nd-lowest rate

    First National Bank

    15.74%APR

    Up to
    23.74% APR

    First National Bank rates

  • 3rd-lowest rate

    Chase

    18.49%APR

    Up to
    27.99% APR

    Chase rates

Compare credit card rates near you →

First Choice America Community Federal Credit Union credit card score

69

Credit card score

Higher than 23% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR12.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where First Choice America Community Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join First Choice America Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to those who work, reside, worship, or attend school in specified counties and cities in West Virginia and Ohio, and specified townships in Washington County, Pennsylvania.

Employers and groups

  • Membership is open to persons retired as pensioners or annuitants from an employer located within the field of membership.

Family and household

  • Membership is open to members of the immediate family and household, and organizations of such persons.
  • Membership is open to spouses of persons who died within the field of membership of the Credit Union.

Other ways

  • Membership is open to local businesses and other legal entities located within the eligible geographic field of membership areas.
  • Membership is open to volunteers in the community.

Cost to join

  • Membership requires the purchase of a $5 share in a First Choice America savings account and completion of a membership application.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← First Choice America Community Federal Credit Union overview