Credit union · NCUA insured
General Electric Credit Union Credit Card Rates
Top CarrotGeneral Electric Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How General Electric Credit Union’s credit card rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where General Electric Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
General Electric Credit Union
10.99%APR
- Up to
- 16.99% APR
The Classic
Lowest rate
Whitewater Community Credit Union
7.90%APR
- Up to
- 9.90% APR
2nd-lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
General Electric Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where General Electric Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Business Visa Credit Card
Effective 10.1.2026; APR subject to change quarterly.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49% | None | — |
Sources (2)
- gecreditunion.org/personal/bank/accounts/credit-cards
- gecreditunion.org/support/reso…cess/rates/lending-rates
All captured Oct 16, 2026
Classic Secured
Credit line is based on refundable deposit of at least $300; available to qualified borrowers upon approved credit; membership eligibility required. Variable APR adjusts quarterly based on Prime Rate published in The Wall Street Journal on the first day of Jan, Apr, Jul, Oct. No annual fee. Foreign transaction fee is 1.5% in U.S. dollars. Balance transfer fee is $10 or 3% (whichever is greater).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.24%–18.00% | None | Standard variable APR of 17.24% - 18.00% based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct. Requires refundable deposit of at least $300 to secure credit line. |
Gold
Available to qualified borrowers upon approved credit; membership eligibility required. Variable APR adjusts quarterly based on Prime Rate published in The Wall Street Journal on the first day of Jan, Apr, Jul, Oct. No annual fee. Foreign transaction fee is 1.5% in U.S. dollars. Balance transfer fee is $10 or 3% (whichever is greater).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for 12 months on purchases and balance transfers made in the first 60 days of account opening for qualified borrowers. Existing GECU credit card/loan balances are not eligible. |
| Ongoing | 12.49%–18.00% | None | Standard variable APR of 12.49% - 18.00% for purchases and balance transfers, based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct. |
Platinum
Available to qualified borrowers upon approved credit; membership eligibility required. Variable APR adjusts quarterly based on Prime Rate published in The Wall Street Journal on the first day of Jan, Apr, Jul, Oct. No annual fee. Foreign transaction fee is 1.5% in U.S. dollars. Balance transfer fee is $10 or 3% (whichever is greater).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for 12 months on purchases and balance transfers made in the first 60 days of account opening for qualified borrowers. Existing GECU credit card/loan balances are not eligible. |
| Ongoing | 12.49%–18.00% | None | Standard variable APR of 12.49% - 18.00% for purchases and balance transfers, based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct. |
The Classic
Available to qualified borrowers upon approved credit; membership eligibility required. Variable APR adjusts quarterly based on Prime Rate published in The Wall Street Journal on the first day of Jan, Apr, Jul, Oct. No annual fee. Foreign transaction fee is 1.5% in U.S. dollars. Balance transfer fee is $10 or 3% (whichever is greater).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for 12 months on purchases and balance transfers made in the first 60 days of account opening for qualified borrowers. Existing GECU credit card/loan balances are not eligible. |
| Ongoing | 10.99%–16.99% | None | Standard variable APR of 10.99% - 16.99% (up to 16.74% in detail page footnotes) for purchases and balance transfers, based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct. |
Visa Signature
Available to qualified borrowers upon approved credit; membership eligibility required. Variable APR adjusts quarterly based on Prime Rate published in The Wall Street Journal on the first day of Jan, Apr, Jul, Oct. No annual fee. Foreign transaction fee is 0% in U.S. dollars. Balance transfer fee is $10 or 3% (whichever is greater).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for 12 months on purchases and balance transfers made in the first 60 days of account opening for qualified borrowers. Existing GECU credit card/loan balances are not eligible. |
| Ongoing | 14.49%–18.00% | None | Standard variable APR of 14.49% - 18.00% for purchases and balance transfers, based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct. |
Who can join General Electric Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.