Credit union · NCUA insured
Community First Credit Union Credit Card Rates
Community First Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Community First Credit Union’s credit card rates compare
Compared with banks and credit unions near Cleveland, OH, where Community First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community First Credit Union
12.00%APR
- Up to
- —
Visa Gold
Lowest rate
7 17 Credit Union
7.17%APR
- Up to
- 22.99% APR
2nd-lowest rate
Achieve CU
8.90%APR
- Up to
- —
Community First Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Gold
25-day grace period on purchases. Average daily balance method (including new purchases). For California borrowers, card is secured by personal property/shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Rates as low as 12.00% APR. 25-day grace period on purchases. No annual fee. |
Visa Platinum
Earns uChoose Rewards points on purchases. 25-day grace period on purchases. Average daily balance method (including new purchases). For California borrowers, card is secured by personal property/shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Rates as low as 13.00% APR. 25-day grace period on purchases. No annual fee. Earns uChoose Rewards points. |
Who can join Community First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to any person who lives, works, attends school, or worships in Ashtabula County, Ohio.
Family and household
- All immediate family of current members are eligible to join regardless of residency.
Cost to join
- There are no fees to join.
- A $5.00 deposit into a new share savings account is required for the purchase of one share to open an account.
Membership information collected October 5, 2026.