Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 104 in Ohio · median 10.70% APR
- Day Air Credit UnionDay Air Platinum Low Rate Visa Credit Card · No annual fee
Credit union · 5 branches
10.00%APRas low asTerms
Rates are variable based on evaluation of credit history, calculated by adding 3% to Prime Rate. 25 day grace period on purchases. Balance transfer rate is good for the life of the balance.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 10.00%APRas low as
Terms
Prime plus 3%. Currently 10.00%. No Annual Fee. $5,000 Minimum Credit Limit. $1 Million Travel/Accident Insurance. No cash advance or balance transfer fees.
Credit card score 82 · Carrot Score 98
Rate checked · Credit cards rates on its site
More details - 10.00%APRas low as · up to 21.00%
10.00% APR, up to 21.00%
Terms
Variable APR based on Prime Rate when opening account based on creditworthiness. Tier A+ margin is Prime + 3.00%, Tier A is Prime + 5.00%, Tier B is Prime + 8.00%, Tier C is Prime + 12.00%, Tier D is Prime + 14.00%. Maximum APR is 25%. Minimum finance charge is $0.50.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - Wright-Patt Credit UnionWright State Alumni Platinum Low Rate · No annual fee
Credit union · 41 branches
10.00%APRas low as · up to 18.00%10.00% APR, up to 18.00%
Terms
APR for purchases, balance transfers, and cash advances varies with Prime Rate (currently 7.00%) from Prime + 3.00% to Prime + 11.00%, depending upon creditworthiness. Rate may increase or decrease quarterly up to a maximum of 25.00% APR.
Credit card score 82 · Carrot Score 98
Rate checked · Credit cards rates on its site
More details - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 10.40%APRas low as · up to 15.40%
10.40% APR, up to 15.40%
Terms
Variable APR based on prime rate; 10.40% - 15.40% APR for purchases and cash advances. No annual fee. $0 fee on non-promotional balance transfers.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.74%APRas low as · up to 18.00%
10.74% APR, up to 18.00%
Terms
Variable rate based on Prime Rate and creditworthiness. 25-day grace period on purchases when paid in full. Cash advance fee 3% of the amount of each cash advance. Foreign transaction fee 2%.
Credit card score 81 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 10.75%APRas low as
Terms
Low fixed interest rate of 10.75% APR that applies to purchases. No annual fee, no balance transfer fee, no cash advance fee, no default rate. Rate based on creditworthiness and term of loan.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - Campbell Federal Credit UnionMastercard Classic Red & White Credit Card · No annual fee
Credit union · 1 branch
10.90%APRas low asTerms
Non Variable rate of 10.9% APR. No Annual Fee. No transaction or cash advance fee. 25-day grace period on purchases. Credit limits from $300 to $25,000.
Credit card score 79 · Carrot Score 75
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. Loan application fee applies.
Credit card score 79 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
Variable APR based on Prime + 3.90% APR. No annual fee.
Credit card score 79 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 10.95%APRas low as · up to 17.99%
10.95% APR, up to 17.99%
Terms
Rate based on creditworthiness and individual credit quality. $50 annual maintenance fee. No cash advance fee or over-the-limit fee. Generic APR does not specify transaction applicability.
Credit card score 73 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Credit card score 78 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Fixed rate of 10.99% APR for purchases, balance transfers and cash advances for new cardholders; loan rates determined by personal credit history.
Credit card score 78 · Carrot Score 62
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ohio
104 banks and credit unions · checked Oct 30–31
- Typical
- 10.70%
- Top 10% up to
- 8.93%
- Credit unions, typical
- 10.70%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 41 branches