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Credit union · NCUA insured

Wright-Patt Credit Union Credit Card Rates

Wright-Patt Credit Union credit cards start at 9.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Wright-Patt Credit Union’s credit card rates compare

Compared with banks and credit unions near Dayton, OH, where Wright-Patt Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Wright-Patt Credit Union credit card score

87

Credit card score

Higher than 77% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Wright-Patt Credit Union ranks

By credit card score, in each area where it has branches

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Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Wright-Patt Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union, or Warren Counties in Ohio are eligible.

Employers and groups

  • People associated through employment, geographic location, or other organizational affiliation with approved Select Employer Groups (SEGs) are eligible for membership.

Military, government and schools

  • Government employees near WPAFB who lack access to a credit union are eligible for membership.
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available are eligible for membership.
  • Retired U.S. government civilian and military personnel are eligible for membership.
  • Military and civilian employees of Wright-Patterson Air Force Base are eligible for membership.
3 more ways to join

Military, government and schools

  • Wright State University students, faculty, staff, and alumni are eligible for membership.

Family and household

  • Spouses, children, and certain other relatives of current WPCU members are eligible for membership.

Other ways

  • Businesses located within WPCU's field of membership that meet state registration, principal location, and financial standing requirements are eligible for business membership.

Cost to join

  • Membership requires opening a TrueSaver account with a one-time share deposit of $5.00.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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