Credit union · NCUA insured
Eaton Family Credit Union Credit Card Rates
Eaton Family Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Eaton Family Credit Union’s credit card rates compare
Compared with banks and credit unions near Cleveland, OH, where Eaton Family Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Eaton Family Credit Union
10.90%APR
- Up to
- —
VISA Credit Card Platinum
Lowest rate
7 17 Credit Union
7.17%APR
- Up to
- 22.99% APR
2nd-lowest rate
Achieve CU
8.90%APR
- Up to
- —
Eaton Family Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eaton Family Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card Classic
Subject to credit approval based on individual credit quality.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Fixed APR. No annual fee. |
VISA Credit Card Platinum
Variable APR based on Prime + 3.90%. Subject to credit approval based on individual credit quality.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.65% | None | Variable APR based on Prime + 3.90% APR. No annual fee. |
VISA Credit Card Secured
Secured with funds/money on deposit at Eaton Family Credit Union. Credit card purchases allow purchasing up to the amount on deposit in a special savings account; deposited amount can only be withdrawn when balance is paid in full and account is closed. Subject to credit approval based on credit quality.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR. Secured with funds on deposit at EFCU. No annual fee. |
Who can join Eaton Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Lake or Cuyahoga counties, Ohio are eligible for membership.
Employers and groups
- Employees of Eaton Corporation are eligible for membership.
- Employees of Select Employer Groups are eligible for membership.
Cost to join
- Members must deposit and maintain a minimum balance of $5 in a savings account.
Membership information collected October 5, 2026.