Credit union · NCUA insured
Homeland Credit Union Credit Card Rates
Top CarrotHomeland Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Homeland Credit Union’s credit card rates compare
Compared with banks and credit unions near Chillicothe, OH, where Homeland Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Homeland Credit Union
10.00%APR
Visa Platinum Credit Card
Lowest rate
Chivaho Federal Credit Union
9.90%APR
3rd-lowest rate
Universal 1 Credit Union
10.99%APR
Homeland Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Homeland Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Loan rates based on individual credit score. Low Annual Fee. Instant cash when you need it. Accepted around the world. No cash advance or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.99% | None | Loan rates based on individual credit score. Low Annual Fee. No cash advance or balance transfer fees. |
Sources (2)
All captured Oct 16, 2026
Visa Platinum Credit Card
Prime plus 3%. No Annual Fee. $5,000 Minimum Credit Limit. $1 Million Travel/Accident Insurance. No cash advance or balance transfer fees. Rewards program: 1 point per $1 spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75% | None | Prime plus 3%. Currently 9.75%. No Annual Fee. $5,000 Minimum Credit Limit. $1 Million Travel/Accident Insurance. No cash advance or balance transfer fees. |
Sources (2)
All captured Oct 16, 2026
Who can join Homeland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.