Credit union · NCUA insured
Dynamic Federal Credit Union Credit Card Rates
Top CarrotDynamic Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Dynamic Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Celina, OH, where Dynamic Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Dynamic Federal Credit Union
10.90%APR
- Up to
- —
Platinum w/Rewards
2nd-lowest rate
Superior Credit Union
11.00%APR
- Up to
- —
3rd-lowest rate
Chase
18.49%APR
- Up to
- 27.99% APR
Dynamic Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dynamic Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic
Credit limit up to $10,000. 25-day grace period on purchases. Loan application fee applies.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. Loan application fee applies. |
Sources (1)
- dynamicfcu.com/loans/borrow/credit-cards · captured Oct 7, 2026
Platinum w/Rewards
Credit limit up to $10,000. 25-day grace period on purchases. Loan application fee applies. Accrue travel points, merchandise rewards, or cash back with the Platinum Rewards Program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. Loan application fee applies. |
Sources (1)
- dynamicfcu.com/loans/borrow/credit-cards · captured Oct 7, 2026
Who can join Dynamic Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work, or attend school in, and businesses and other legal entities located in Mercer County, Ohio.
Employers and groups
- Employees of this credit union.
Family and household
- Members of the immediate family or household.
- Spouses of persons who died while within the field of membership of this credit union.
Other ways
- Organizations of such persons.
- Members of record of this credit union as of March 24, 2003, the date of conversion to a community field of membership.
Cost to join
- A $5.00 minimum deposit into a Principal Share savings account is required to establish membership and ownership.
Membership information collected October 5, 2026.