Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 104 in Ohio · median 10.70% APR
- 5.99%APRas low as
Terms
Rate and qualification for the Expedition Mastercard is based upon your creditworthiness.
Credit card score 99 · Carrot Score 96
Rate checked · Credit cards rates on its site
More details - 6.99%APRas low as · up to 15.99%
6.99% APR, up to 15.99%
Terms
Fixed APR depending on creditworthiness.
Credit card score 96 · Carrot Score 97
Rate checked · Credit cards rates on its site
More details - 6.99%APRas low as · up to 17.88%
6.99% APR, up to 17.88%
Terms
Standard Fixed APR for purchases, balance transfers, and cash advances applied after the first six months to all new and outstanding balances. Rate is based on credit score and history.
Credit card score 96 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 7 17 Credit UnionKent State University (KSU) Visa Credit Card · No annual fee
Credit union · 16 branches
7.17%APRas low as · up to 22.99%7.17% APR, up to 22.99%
Terms
Purchase APR for purchases made after 90 days following account opening, based on creditworthiness from Annual Credit Monitoring.
Credit card score 95 · Carrot Score 99
Rate checked · Credit cards rates on its site
More details - 7.90%APRas low as · up to 9.90%
7.90% APR, up to 9.90%
Terms
Fixed APR for purchases depending upon credit history. Credit limits range from $500 to $7,500. 25-day grace period on purchases. Minimum monthly payment of 3% of balance.
Credit card score 94 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 7.99%APRas low as
Terms
Repayment is 2% of the balance owed. 25-day grace period on all purchases.
Credit card score 93 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 7.99%APRas low as · up to 15.99%
7.99% APR, up to 15.99%
Terms
Based on your creditworthiness.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Fixed rate APR as low as 8.90%. Same low rate for both purchases and cash advances. To qualify for 8.90% APR, credit score must be 700 or higher. Rates are determined by creditworthiness. Monthly payment is 2.5% of the outstanding balance. NO annual fee, NO fee for balance transfer from another credit card, NO cash advance fee. Set up AutoPay to make automatic balance payments through Achieve online banking. Loan rate discounts exclude credit cards.
Credit card score 89 · Carrot Score 90
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APR for purchases, balance transfers, and cash advances. Rates illustrated reflect a 0.25% discount for having Credit Union checking account with direct deposit of $500 or more each month. Actual loan rate will be determined from credit score.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as · up to 16.90%
8.90% APR, up to 16.90%
Terms
Standard APR on unpaid balance based on creditworthiness. 8.90% APR listed as lowest rate as of October 1, 2026. No annual fee, no cash advance or domestic transaction fees. No interest charged on purchases if paid within 25 days of statement date. 1% foreign transaction fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 14.99%
8.99% APR, up to 14.99%
Terms
Rate based on creditworthiness. Fixed rate. 25-day grace period on purchases. Average daily balance method. Minimum interest charge $0.01. Penalty APR 16.99% if 60 days late or payment returned.
Credit card score 88 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - Midwest Community Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 3 branches
8.99%APRas low asTerms
Purchases and Cash Advances on approved credit. Non-variable rate.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 15.99%
8.99% APR, up to 15.99%
Terms
8.99%, 9.99%, 12.99%, or 15.99% based on creditworthiness. Due date is at least 25 days after the close of each billing cycle.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
As low as rates are based on credit history, credit qualifications, and approval. Fixed rate. No interest charged on purchases if entire balance is paid by due date each month (grace period at least 25 days).
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ohio
104 banks and credit unions · checked Oct 30–31
- Typical
- 10.70%
- Top 10% up to
- 8.93%
- Credit unions, typical
- 10.70%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 41 branches