Credit union · Privately insured
Achieve CU Credit Card Rates
Top CarrotAchieve CU credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Achieve CU’s credit card rates compare
Compared with banks and credit unions near Cleveland, OH, where Achieve CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Achieve CU
8.90%APR
- Up to
- —
Visa Platinum Rewards Credit Card
Lowest rate
7 17 Credit Union
7.17%APR
- Up to
- 22.99% APR
3rd-lowest rate
Theory Federal Credit Union
9.80%APR
- Up to
- —
Achieve CU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Achieve CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Rewards Credit Card
Offers subject to creditworthiness and Achieve CU membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rate. To qualify for 8.90% APR, credit score must be 700 or higher. Rates are determined by creditworthiness. Monthly payment is 2.5% of the outstanding balance. NO annual fee, NO balance transfer fee, NO cash advance fee. |
Who can join Achieve CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Lorain County, Cuyahoga County, Erie County, or Medina County, Ohio.
Military, government and schools
- Membership is open to any retired educator of a Lorain County school, regardless of where they currently live.
Family and household
- Membership is open to immediate family members (spouse, children, stepchildren, parents, stepparents, siblings, stepsisters, stepbrothers, grandparents, grandchildren, step-grandchildren, mother-in-law, and father-in-law) of an existing member, regardless of where they currently live.
Cost to join
- A minimum initial deposit of $5.00 is required to open a Share Savings account.
Membership information collected October 5, 2026.