Credit union · NCUA insured
Your Legacy Federal Credit Union Credit Card Rates
Your Legacy Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Your Legacy Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tiffin, OH, where Your Legacy Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Your Legacy Federal Credit Union
9.99%APR
Visa Platinum Rewards
Lowest rate
Impact Credit Union
9.99%APR
3rd-lowest rate
Superior Credit Union
11.00%APR
Your Legacy Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Your Legacy Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
No annual fee and no over-limit fee. The Classic card offers lower rates but no reward points. Minimum payment due is 2.00% of total new balance or $20.00, whichever is greater. Credit extended may be secured by personal property and pledged shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99%–15.99% | None | Based on your creditworthiness. |
| Ongoing | 7.99% | None | Annual Percentage Rate as low as 7.99%. |
Sources (3)
- yourlegacyfcu.com/loans/visa-credit-card
- yourlegacyfcu.com/loans/visa-c…t-card/visa-disclosure-2
- yourlegacyfcu.com/rates
All captured Oct 16, 2026
Visa Platinum Rewards
No annual fee and no over-limit fee. The Platinum card offers rewards points totaling 1.50 pts per $1.00 spent. Minimum payment due is 2.00% of total new balance or $20.00, whichever is greater. Credit extended may be secured by personal property and pledged shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–17.99% | None | Based on your creditworthiness. |
| Ongoing | 9.99% | None | Annual Percentage Rate as low as 9.99%. |
Sources (3)
- yourlegacyfcu.com/loans/visa-credit-card
- yourlegacyfcu.com/loans/visa-c…t-card/visa-disclosure-2
- yourlegacyfcu.com/rates
All captured Oct 16, 2026
Who can join Your Legacy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities in Seneca County are eligible to join the credit union.
- Persons who live, work, worship, attend school, or volunteer in Seneca County are eligible to join the credit union.
Cost to join
- Membership requires opening a savings account with a minimum deposit of $5.
Membership information collected October 5, 2026.