Credit union · NCUA insured
Whitewater Community Credit Union Credit Card Rates
Whitewater Community Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Whitewater Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Whitewater Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Whitewater Community Credit Union
7.90%APR
- Up to
- 9.90% APR
VISA Credit Card
2nd-lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Northern Kentucky Federal Credit Union
8.99%APR
- Up to
- —
Whitewater Community Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Whitewater Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Fixed rate depending upon credit history. Credit limits range from $500 to $7,500. 25-day grace period on purchases, no grace period on cash advances. Minimum monthly payment of 3% of balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–9.90% | None | Fixed APR for purchases depending upon credit history. Credit limits range from $500 to $7,500. 25-day grace period on purchases. Minimum monthly payment of 3% of balance. |
Sources (4)
- whitewaterccu.org/borrow.html
- whitewaterccu.org/credit-card-application.html
- whitewaterccu.org/credit-cards.html
- whitewaterccu.org/rates.html
All captured Oct 6, 2026
Who can join Whitewater Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to the residents and businesses of Harrison, Ohio.
Cost to join
- Opening an account requires bringing at least $5 and two valid forms of ID in person.
Membership information collected October 5, 2026.