Credit union · NCUA insured
Midwest Community Federal Credit Union Credit Card Rates
Top CarrotMidwest Community Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Midwest Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Defiance, OH, where Midwest Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Midwest Community Federal Credit Union
8.99%APR
- Up to
- —
VISA Platinum Credit Card
2nd-lowest rate
Superior Credit Union
11.00%APR
- Up to
- —
3rd-lowest rate
KeyBank
20.74%APR
- Up to
- 27.74% APR
Midwest Community Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midwest Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic Credit Card
Non-variable rate for purchases and cash advances. On approved credit. 25-day grace period on purchases. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Purchases and cash advances on approved credit. |
Sources (2)
All captured Oct 7, 2026
VISA Platinum Credit Card
Introductory rate of 3.99% APR for six months, then regular rate of 8.99% APR for purchases and cash advances. Non-variable rate. On approved credit. 25-day grace period on purchases. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory Rate for Six Months on approved credit. |
| Ongoing | 8.99% | None | Purchases and Cash Advances on approved credit. |
Sources (2)
All captured Oct 16, 2026
VISA Platinum Rewards Credit Card
Non-variable rate for purchases, cash advances, and balance transfers. On approved credit. Credit limits: $5,000 – $25,000. 25-day grace period on purchases. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Non Variable Rate for Purchases, Cash Advances, Balance Transfers. On approved credit. |
Sources (2)
All captured Oct 16, 2026
Who can join Midwest Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to join if you live, work, worship, or go to school in Defiance, Henry, Fulton, Paulding, Williams, and the northern two-thirds of Putnam county in Ohio.
Family and household
- Eligible to join if a family member already has an account with Midwest Community Federal Credit Union.
Cost to join
- A minimum balance of $25 in a primary Share (Savings) Account is required for membership.
Membership information collected October 5, 2026.