Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 89 in Illinois · median 10.00% APR
- 9.90%APRas low as
Terms
Stated in rate table as reflecting Annual Percentage Yield (APY*). Fixed rate.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
After the 6th billing cycle the rate changes to as low as 9.90% APR to 17.90% APR depending on creditworthiness.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
You must qualify for a $5,000.00 limit. No cash back program.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Variable APR ranging from 9.9% to 16.9% depending on credit history. No annual fee. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Fixed annual percentage rate for purchases. 25-day grace period.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Standard fixed rate based on creditworthiness.
Credit card score 84 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 9.95%APRas low as
Terms
Standard APR for purchases, cash advances, and balance transfers.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
More details - 9.95%APRas low as
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Fixed rate starting as low as 9.99% APR.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
As low as 9.99% Annual Percentage Rate
Credit card score 82 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Always-low 9.99% APR on all purchases, cash advances and balance transfers. Subject to Risk Base Lending and based on individual credit history.
Credit card score 82 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
APR as low as 9.99% on all purchases, balance transfers and cash advances. 25-day grace period on purchases. No annual fee, no balance transfer fee, and no cash advance fee. Subject to credit approval; individual rate and term may vary.
Credit card score 82 · Carrot Score 91
Rate checked · Credit cards rates on its site
More details - 10.00%APRas low as · up to 15.00%
10.00% APR, up to 15.00%
Terms
APR 10%-15%; no annual fee; interest rate policy applies.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Illinois
89 banks and credit unions · checked Nov 6–7
- Typical
- 10.00%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- Acme Continental Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches