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Credit union · NCUA insured

Select Employees Credit Union Credit Card Rates

Top Carrot, Carrot Score 88Top Carrot

Select Employees Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Select Employees Credit Union’s credit card rates compare

Compared with banks and credit unions near Sterling, IL, where Select Employees Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Select Employees Credit Union

    9.90%APR

    Up to
    —

    Visa Platinum

  • Top Carrot, Carrot Score 88

    Lowest rate

    Advantage One Credit Union

    8.99%APR

    Up to
    11.50% APR

    Advantage One Credit Union rates

  • 3rd-lowest rate

    Morton Community Bank

    11.00%APR

    Up to
    —

    Morton Community Bank rates

Compare credit card rates near you →

Select Employees Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Select Employees Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Select Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Eligibility is open to employees of the credit union's Select Groups.

Family and household

  • Eligibility is open to relatives of existing account holders, including a parent, grandparent, sibling, aunt, uncle, cousin, spouse, child, or in-law.

Membership information collected October 5, 2026.

← Select Employees Credit Union overview