Credit union · NCUA insured
Financial Plus Credit Union Credit Card Rates
Financial Plus Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Financial Plus Credit Union’s credit card rates compare
Compared with banks and credit unions near Ottawa, IL, where Financial Plus Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Financial Plus Credit Union
9.95%APR
VISA Gold
Lowest rate
Illinois State Credit Union
9.90%APR
3rd-lowest rate
Streator Community Credit Union
10.90%APR
Financial Plus Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Financial Plus Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Must be a member of Financial Plus Credit Union to receive a credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.95% | None | — |
Sources (1)
- financialplus.org/loans/cards/visa-classic · captured Oct 7, 2026
VISA Gold
Must be a member of Financial Plus Credit Union to receive a credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | — |
Sources (1)
- financialplus.org/loans/cards/visa-gold · captured Oct 7, 2026
Who can join Financial Plus Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.