Credit union · NCUA insured
The Family Credit Union Credit Card Rates
The Family Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How The Family Credit Union’s credit card rates compare
Compared with banks and credit unions near Davenport, IA-IL, where The Family Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
The Family Credit Union
9.90%APR
MasterCard Basic Credit Card
Lowest rate
IH Mississippi Valley Credit Union
7.90%APR
2nd-lowest rate
Gas & Electric Credit Union
8.90%APR
The Family Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Family Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Basic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed annual percentage rate for purchases. 25-day grace period. |
Sources (1)
- familycu.com/credit-cards · captured Oct 7, 2026
MasterCard Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Rate based on creditworthiness. Rate applies to purchases. |
Who can join The Family Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.