Credit union · Privately insured
Staley Credit Union Credit Card Rates
Staley Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Staley Credit Union’s credit card rates compare
Compared with banks and credit unions near Decatur, IL, where Staley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Staley Credit Union
9.90%APR
- Up to
- 16.90% APR
Staley Platinum Visa
Lowest rate
1st MidAmerica Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Land of Lincoln Credit Union
12.25%APR
- Up to
- —
Staley Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Staley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Staley CU Classic Visa
Subject to credit approval. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate of 12.9% APR. No annual fee. 25-day grace period on purchases. |
| Intro, 12 months | 2.90% | None | Promotional balance transfer rate as low as 2.9% APR for 12 months; 12.9% APR after 12 months for Classic cardholders. Subject to credit approval. 3% balance transfer fee applies. Offer begins 01/01/2026 and ends 02/28/2026. |
Staley Credit Builder Classic Card
Designed for members with minimal or no credit history to help establish or build credit. Features a shiftable credit limit. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate of 12.9% APR. No annual fee. 25-day grace period on purchases. |
Sources (2)
All captured Oct 6, 2026
Staley Platinum Visa
Subject to credit approval. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–16.90% | None | Variable APR ranging from 9.9% to 16.9% depending on credit history. No annual fee. 25-day grace period on purchases. |
| Intro, 12 months | 2.90% | None | Promotional balance transfer rate as low as 2.9% APR for 12 months; rate as low as 9.9% APR after 12 months for Platinum cardholders. Subject to credit approval. 3% balance transfer fee applies. Offer valid from 01/01/2026 through 02/28/2026. |
Staley Share Secured Classic Card
Designed for members needing to establish or rebuild credit by using funds in a Staley CU savings account as collateral. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate of 12.9% APR. No annual fee. Requires funds in Staley CU savings account pledged as collateral. 25-day grace period on purchases. |
Sources (2)
All captured Oct 6, 2026
Who can join Staley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in specified counties in Illinois, Indiana, or Tennessee.
Employers and groups
- Membership is open to employees and their families of qualifying Select Employee Groups (SEGs) nationwide.
Membership information collected October 5, 2026.