Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 94 in Florida · median 11.12% APR
- 13.50%APRas low as
Terms
Rates as low as 13.50%. Actual rate may vary based on credit history.
Credit card score 65 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee
Credit union · 1 branch
13.50%APRas low as · up to 18.00%13.50% APR, up to 18.00%
Terms
For purchases and balance transfers. Starting as low as Prime + 6.5%.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - FAIRWINDS Credit UnionPreferred Cash Back Visa® Credit Card · No annual fee
Credit union · 30 branches
13.74%APRas low asTerms
Starting APR based on creditworthiness and other terms and conditions.
Credit card score 65 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness and Prime Rate.
Credit card score 65 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 13.90%APRas low as · up to 17.90%
13.90% APR, up to 17.90%
Terms
APR for balance transfers is 13.90%–17.90%, based on creditworthiness. Balance transfer fee is 3% of each transfer or $5, whichever is greater.
Credit card score 64 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as · up to 22.99%
13.99% APR, up to 22.99%
Terms
Variable APR for purchases based on creditworthiness; varies with the market based on the Prime Rate.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 14.64%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 63 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - First California Federal Credit UnionVisa® Classic Credit Card · No annual fee
Credit union · 1 branch
15.49%APRas low asCredit card score 62 · Carrot Score 66
Rate checked · Credit cards rates on its site
More details - 15.90%APRas low as
Terms
25 days average grace period on purchases; average daily balance method; balance transfer fee NONE; cash advance fee NONE. Default APR 15.90%. Rate adjustment up to 18.00% maximum for bankruptcy or Beacon score under 500.
Credit card score 61 · Carrot Score 68
Rate checked · Credit cards rates on its site
More details - 15.99%APRas low as
Terms
Revolving. Max $10,000. Credit criteria apply.
Credit card score 61 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 16.00%APRas low as
Terms
Purchase APR as low as 16.00%. Credit limit $500 - $20,000.
Credit card score 61 · Carrot Score 92
Rate checked · Credit cards rates on its site
More details - 16.24%APRas low as
Credit card score 61 · Carrot Score 73
Rate checked · Credit cards rates on its site
More details - 16.90%APRas low as
Terms
Featured rate as low as stated. Rates Subject to Change.
Credit card score 61 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - Broward HealthCare Federal Credit UnionPlatinum MasterCard® · No annual fee
Credit union · 5 branches
17.99%APRas low asTerms
Average daily balance (excluding new purchases) method. Minimum interest charge $1.00.
Credit card score 60 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - PenFed Credit UnionPenFed Defender Rewards Visa Signature Card · No annual fee
Credit union · 2 branches
17.99%APRas low asTerms
Ongoing purchase variable APR.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Florida
94 banks and credit unions · checked Oct 23–30
- Typical
- 11.12%
- Top 10% up to
- 8.99%
- Credit unions, typical
- 11.12%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch