Credit union · NCUA insured
Addition Financial Credit Union Credit Card Rates
Addition Financial Credit Union credit cards start at 13.75% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Addition Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Orlando, FL, where Addition Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Addition Financial Credit Union
13.75%APR
- Up to
- 18.00% APR
Visa Platinum
Lowest rate
Priority Credit Union
8.99%APR
- Up to
- —
2nd-lowest rate
Unity of Eatonville FCU
9.75%APR
- Up to
- 18.00% APR
Addition Financial Credit Union credit card score
64
Credit card score
Higher than 12% of U.S. banks and credit unions
- Purchase APRPurchase APR13.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Addition Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Pathway
Requires qualifying checking account, proof of income, age 18+, no other AFCU credit cards, and having no or limited credit. Credit limit is $1,000 ($250 secured from savings/money market, $750 unsecured). No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.00% | None | Follows the variable rate range of the Addition Financial Platinum Credit Card. Credit limit is $1,000 ($250 secured from savings or money market account, $750 unsecured). |
Sources (2)
All captured Oct 5, 2026
Visa Platinum
No annual fee. Total aggregate unsecured debt with Addition Financial cannot exceed $100,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.00% | None | Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness and Prime Rate. |
| Intro, 12 months | 4.99% | None | Introductory APR on balance transfers for 12 months. After the intro period, APR reverts to variable 13.75% to 18.00% based on Prime Rate. Offer available as of 5/1/2026. |
| Intro, 9 months | 2.00% | None | Promotional APR for 9 months on home improvement purchases made between March 1 and April 30. APR returns to normal purchase rate after 9 months. |
Sources (6)
- additionfi.com/personal/credit-card
- additionfi.com/personal/credit-card/platinum
- pages.additionfi.com/hubfs/Dis…sure%20%7C%20Current.pdf
- additionfi.com/personal/rate/credit-cards
- additionfi.com/personal/credit-card/balance-transfer
- pages.additionfi.com/apply-for-a-credit-card
All captured Oct 5, 2026
Visa Premier Cash
No annual fee. Minimum credit line of $5,000 required. Total aggregate unsecured debt with Addition Financial cannot exceed $100,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.00% | None | Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness and Prime Rate. |
| Intro, 12 months | 4.99% | None | Introductory APR on balance transfers for 12 months. After the intro period, APR reverts to variable 13.75% to 18.00% based on Prime Rate. Offer available as of 5/1/2026. |
| Intro, 9 months | 2.00% | None | Promotional APR for 9 months on home improvement purchases made between March 1 and April 30. APR returns to normal purchase rate after 9 months. |
Sources (6)
- additionfi.com/personal/credit-card
- additionfi.com/personal/credit-card/premier-cash
- pages.additionfi.com/hubfs/Dis…sure%20%7C%20Current.pdf
- additionfi.com/personal/rate/credit-cards
- additionfi.com/personal/credit-card/balance-transfer
- pages.additionfi.com/apply-for-a-credit-card
All captured Oct 5, 2026
Visa Premier Rewards
No annual fee. Minimum credit line of $5,000 required. Total aggregate unsecured debt with Addition Financial cannot exceed $100,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.00% | None | Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness and Prime Rate. |
| Intro, 12 months | 4.99% | None | Introductory APR on balance transfers for 12 months. After the intro period, APR reverts to variable 13.75% to 18.00% based on Prime Rate. Offer available as of 5/1/2026. |
| Intro, 9 months | 2.00% | None | Promotional APR for 9 months on home improvement purchases made between March 1 and April 30. APR returns to normal purchase rate after 9 months. |
Sources (6)
- additionfi.com/personal/credit-card
- additionfi.com/personal/credit-card/premier-rewards
- pages.additionfi.com/hubfs/Dis…sure%20%7C%20Current.pdf
- additionfi.com/personal/rate/credit-cards
- additionfi.com/personal/credit-card/balance-transfer
- pages.additionfi.com/apply-for-a-credit-card
All captured Oct 5, 2026
Who can join Addition Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.