Credit union · NCUA insured
Achieva Credit Union Credit Card Rates
Achieva Credit Union credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Achieva Credit Union’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where Achieva Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Achieva Credit Union
13.99%APR
- Up to
- 22.99% APR
Achieva Cash Rewards Mastercard
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
Achieva Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Achieva Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Achieva Cash Rewards Mastercard
No annual fee. Earn up to 1.5% cash back on qualifying purchases. Determined by applicant's creditworthiness and subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99%–22.99% | None | Variable APR for purchases based on creditworthiness; varies with the market based on the Prime Rate. |
| Ongoing | 22.99% | None | Variable APR for balance transfers; varies with the market based on the Prime Rate. Balance transfer fee: 3.0% of the amount of each balance transfer ($20 minimum). |
Who can join Achieva Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members of members—including parents, children, spouse, surviving spouse, or any other relative by blood, marriage, or adoption, regardless of whether they reside in the same household—are eligible for membership.
Membership information collected October 5, 2026.