Credit union · NCUA insured
First California Federal Credit Union Credit Card Rates
First California Federal Credit Union credit cards start at 15.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First California Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where First California Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First California Federal Credit Union
15.49%APR
- Up to
- —
Visa® Classic Credit Card
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
First California Federal Credit Union credit card score
62
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First California Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.49% | None | — |
Sources (2)
All captured Oct 6, 2026
Who can join First California Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.