Credit union · NCUA insured
FAIRWINDS Credit Union Credit Card Rates
FAIRWINDS Credit Union credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How FAIRWINDS Credit Union’s credit card rates compare
Compared with banks and credit unions near Orlando, FL, where FAIRWINDS Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FAIRWINDS Credit Union
13.74%APR
- Up to
- —
Preferred Cash Back Visa® Credit Card
Lowest rate
Priority Credit Union
8.99%APR
- Up to
- —
2nd-lowest rate
Unity of Eatonville FCU
9.75%APR
- Up to
- 18.00% APR
FAIRWINDS Credit Union credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FAIRWINDS Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Preferred Cash Back Visa® Credit Card
Credit union membership required. $0 annual fee. Variable rate based on Prime Rate and creditworthiness, up to 18.00% APR maximum. No balance transfer fees, no foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0.00% introductory APR on purchases for the first 12 months after account opening. |
| Ongoing | 13.74% | None | Starting APR based on creditworthiness and other terms and conditions. |
Sources (3)
- fairwinds.org/rates
- fairwinds.org/personal/credit-…ds/cash-back-credit-card
- fairwinds.org/personal/credit-cards
All captured Oct 15, 2026
Secured
Credit union membership required. Secured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Starting APR based on individual credit history and other terms and conditions. |
Sources (1)
- fairwinds.org/rates · captured Oct 15, 2026
Visa Signature® Credit Card
Credit union membership required. Annual fee of $95. No foreign transaction fees. Additional trusted authorized users: no cost.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | $95 | Starting rate based on individual credit history and other terms and conditions. |
| Ongoing | 18.00% | $95 | Fixed APR. |
Sources (3)
- fairwinds.org/rates
- fairwinds.org/personal/credit-…sa-signature-credit-card
- fairwinds.org/personal/credit-cards
All captured Oct 15, 2026
Who can join FAIRWINDS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone nationwide.
Cost to join
- A $5 membership share establishes ownership and grants access to accounts, services, and benefits.
Membership information collected October 5, 2026.