Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 94 in Florida · median 11.12% APR
- 12.55%APRas low as · up to 18.00%
12.55% APR, up to 18.00%
Terms
Variable APR based on creditworthiness. 25-day grace period on purchases.
Credit card score 70 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 12.65%APRas low as
Terms
Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%. No balance transfer fee.
Credit card score 70 · Carrot Score 73
Rate checked · Credit cards rates on its site
More details - 12.65%APRas low as · up to 18.00%
12.65% APR, up to 18.00%
Terms
Standard ongoing APR schedule.
Credit card score 70 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as
Terms
Based on your creditworthiness.
Credit card score 69 · Carrot Score 66
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as
Terms
Variable rate based on Prime+5.75%, currently 12.75%. Rates and terms based on individual credit worthiness and other restrictions may apply. Rates subject to change without notice.
Credit card score 69 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Credit card score 68 · Carrot Score 70
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as · up to 17.50%
12.90% APR, up to 17.50%
Terms
After the introductory period, APR will be 12.90% to 17.50% based on creditworthiness. Rate as low as 12.90% APR.
Credit card score 68 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 12.99%APRas low as · up to 24.99%
12.99% APR, up to 24.99%
Terms
Purchase, Balance Transfer, and Cash Advance APR. Stated as low as 12.99% APR (ranging from 12.99% to 24.99% APR). Rates based on creditworthiness. No annual fee.
Credit card score 67 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 12.99%APRas low as · up to 17.50%
12.99% APR, up to 17.50%
Terms
Standard variable rate after 6 months on purchases and balance transfers based on creditworthiness. No annual or application fees.
Credit card score 67 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 13.00%APRas low as
Terms
interest rate as low as 13.00% fixed; call credit union to verify rates
Credit card score 66 · Carrot Score 64
Rate checked · Credit cards rates on its site
More details - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
Standard variable rate for current cardholders or purchases. Determined by creditworthiness.
Credit card score 66 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 13.15%APRas low as
Terms
Standard ongoing APR 'as low as' rate.
Credit card score 66 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 13.20%APRas low as
Terms
Low Variable APR as low as 13.20%. Maximum APR is 18.00%. No annual fee. No foreign transaction fee. Lowest interest rate. Credit limit minimum of $500.
Credit card score 66 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - Educational Federal Credit UnionEdFed Rewards Visa Credit Card · No annual fee
Credit union · 9 branches
13.50%APRas low as · up to 18.00%with conditions13.50% APR, up to 18.00%
This rate needs autopay.
Terms
Variable APR based on Prime Rate; ranges from 13.50% to 18.00% based on creditworthiness. Same low interest rate for both cash advances and purchases. Minimum monthly payment is 2.50% of balance or $25, whichever is greater. No annual fee.
Credit card score 65 · Carrot Score 73
Rate checked · Credit cards rates on its site
More details - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Rate depends on creditworthiness. Variable rate.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Florida
94 banks and credit unions · checked Oct 23–30
- Typical
- 11.12%
- Top 10% up to
- 8.99%
- Credit unions, typical
- 11.12%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch