Credit union · NCUA insured
Trax Credit Union Credit Card Rates
Trax Credit Union credit cards start at 12.55% APR on purchases, after any introductory rate. Rates checked October 7, 2026.
How Trax Credit Union’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where Trax Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Trax Credit Union
12.55%APR
- Up to
- 18.00% APR
Visa Platinum Card
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
Trax Credit Union credit card score
70
Credit card score
Higher than 26% of U.S. banks and credit unions
- Purchase APRPurchase APR12.55%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Trax Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum CU Rewards
Available to qualifying members. Maximum credit limit of $25,000. Rates and terms based on individual creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.55%–18.00% | None | Variable APR based on creditworthiness. 25-day grace period on purchases. |
Sources (2)
All captured Sep 18, 2026
Visa Platinum Card
Available to qualifying members. Maximum credit limit of $25,000. Rates and terms based on individual creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.55%–18.00% | None | Variable APR based on creditworthiness. 25-day grace period on purchases. |
Sources (2)
All captured Sep 18, 2026
Who can join Trax Credit Union
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