Credit union · NCUA insured
JetStream FCU Credit Card Rates
JetStream FCU credit cards start at 12.65% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How JetStream FCU’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where JetStream FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
JetStream FCU
12.65%APR
Visa Classic Credit Card (Non-Rewards)
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
JetStream FCU credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where JetStream FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Credit Card (Non-Rewards)
Build or restore credit. Requires membership eligibility (live, work, worship, or attend school in Broward or Miami-Dade County, FL, or Carolina, Trujillo Alto, or San Juan, PR; or immediate family of a current member; or work for a Select Employee Group). $500 to $20,000 credit line.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.65% | None | Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%. No balance transfer fee. |
Sources (2)
All captured Oct 5, 2026
Visa Classic Credit Card (Non-Rewards)
Requires membership eligibility (live, work, worship, or attend school in Broward or Miami-Dade County, FL, or Carolina, Trujillo Alto, or San Juan, PR; or immediate family of a current member; or work for a Select Employee Group). $500 to $20,000 credit line.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.65% | None | Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%. No balance transfer fee. |
Sources (3)
All captured Oct 5, 2026
Visa Preferred Credit Card (Rewards)
Requires membership eligibility (live, work, worship, or attend school in Broward or Miami-Dade County, FL, or Carolina, Trujillo Alto, or San Juan, PR; or immediate family of a current member; or work for a Select Employee Group). $500 to $20,000 credit line.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65% | None | Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%. No balance transfer fee. |
Sources (2)
All captured Oct 5, 2026
Who can join JetStream FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in, or businesses and other legal entities located in Broward or Miami-Dade Counties, FL, or in Carolina, Trujillo Alto, and San Juan, PR.
Employers and groups
- Eligibility is open to employees of partner companies / Select Employee Groups (SEGs).
Family and household
- Eligibility is open to immediate family and household members of current JetStream Federal Credit Union members, and businesses they may own.
Other ways
- Eligibility is open to volunteers in the community.
Cost to join
- An initial deposit check of $25 payable to JetStream FCU is required when submitting a membership application by mail.
Membership information collected October 5, 2026.