Credit union · NCUA insured
Self-Help Credit Union Credit Card Rates
Top CarrotSelf-Help Credit Union credit cards start at 13.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Self-Help Credit Union’s credit card rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Self-Help Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Self-Help Credit Union
13.50%APR
- Up to
- 16.00% APR
Credit Card
Lowest rate
Carolina Cooperative FCU
8.90%APR
- Up to
- —
2nd-lowest rate
Lion's Share Federal Credit Union
8.90%APR
- Up to
- —
Self-Help Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Self-Help Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
Maximum unsecured credit extended to a household is $50,000 across credit cards, lines of credit, and signature loan balances. Standard lines of credit available via Mastercard network.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50%–16.00% | None | Rate depends on creditworthiness. Variable rate. |
Sources (3)
- self-help.org/personal/checkin…vings-loans/credit-cards
- self-help.org/rates
- self-help.org/rates/loan-rates
All captured Oct 4, 2026
Who can join Self-Help Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.