Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 94 in Florida · median 11.12% APR
- 10.99%APRas low as
Terms
Low fixed rate of 10.99%. 25-day interest-free grace period when balance is paid in full within 25 days of billing. No annual fee, no balance transfer fee, no return payment fee, no over limit fee. 3% or $12.00 minimum Cash Advance Fee. 1% foreign transaction fee.
Credit card score 78 · Carrot Score 70
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as
Terms
Variable APR based on the Prime Rate. Applies to purchases.
Credit card score 77 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 11.24%APRas low as
Terms
As low as 11.24%. Stated as same low rate for balance transfers, cash advances, and purchases with no balance transfer or cash advance fees.
Credit card score 77 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 11.65%APRas low as
Terms
Revolving term. As low as 11.65% APR. No annual fee. Credit limit up to $20,000.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.74%APRas low as · up to 17.99%
11.74% APR, up to 17.99%
Terms
Variable APR based on Prime Rate. Rate determined at account opening based on creditworthiness.
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
More details - 11.75%APRas low as
Terms
Credit Grade/Score: 725 & up
Credit card score 75 · Carrot Score 73
Rate checked · Credit cards rates on its site
More details - 11.80%APRas low as
Terms
Fixed rate. Minimum $5,000 credit limit. No annual fee, no balance transfer fee, no cash advance fee or higher rate for cash advances.
Credit card score 75 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
Subject to credit approval. The rate you qualify for is determined by your creditworthiness, collateral and length of term. Rates as low as. Balance transfer and cash advance rates are same as purchases. NO balance transfer fees.
Credit card score 72 · Carrot Score 66
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
Rates as low as 11.99% APR.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as · up to 19.00%
12.00% APR, up to 19.00%
Terms
APR is based on creditworthiness and other qualifications required for approval. No Annual Fee.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 12.24%APRas low as
Terms
Credit score range 760+. Rate formula: (Current Prime Rate) + 5.24 = 12.74%. Monthly periodic rate 1.0200%.
Credit card score 71 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - American Airlines Federal Credit UnionVisa Platinum Rewards · No annual fee
Credit union · 6 branches
12.25%APRas low as · up to 17.99%12.25% APR, up to 17.99%
Terms
Based on creditworthiness. APR will vary with the market based on the Prime Rate.
Credit card score 71 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - 12.25%APRas low as
Terms
Standard rate; As low as.
Credit card score 71 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - Community First Credit Union of FloridaVisa Platinum Credit Card · No annual fee
Credit union · 24 branches
12.40%APRas low asTerms
Variable rate, subject to change at any time. Rates as low as.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Rate is variable based upon Prime Lending Rate as displayed in WSJ on the last business day of the month; will not exceed 18% APR. No fee cash advances with the same low rate. Rate displayed is as low as Prime + 5.5% (12.50%) to as high as Prime + 11% (18.00%).
Credit card score 70 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Florida
94 banks and credit unions · checked Oct 23–30
- Typical
- 11.12%
- Top 10% up to
- 8.99%
- Credit unions, typical
- 11.12%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch